The evolving business climate of Alimosho seem unstoppable with the influx of financial institutions in the recent time which undoubtedly confirms her pivotal position in retaining her place as the emerging business haven of Lagos State and Nigeria at large. The local government which is adjudged the most populated in Nigeria with about 8 million residents. The commencement of operations of a newly CBN licensed loans, savings and Investment company 3DC Finance Limited with her head office located in Alimosho points to the fact that investors are beginning to identify the huge potentials embedded therein.
The Managing Director, 3DC Finance Limited Mrs Precious Okoli said that there has been an existing and widening gap of both individuals and organizations to access loans in our society which she confirmed from her personal experience and that is the reason for 3DC Finance and Investment Limited has come to bridge the gap, though located in Alimosho but her services cut across entire Lagos for now. She stated that currently the company is commencing operations with payday loans for workers in well established/multinational organizations with a record of regular payment of salaries. Noting that all that is required for such employees is to fill the necessary forms online and attached required documents such as pay-slip, six months bank statement etc, that will enable the loan calculations done; once it is confirmed and approved the loan will be disbursed in matter of hours.
She also stated that the small businesses are not left out; as the “Esusu” savings product is designed to help small businesses to grow. According to her this product allows them (SMEs and MSMEs) operators to make a daily contributory savings which will in turn give them the desired edge to access loans, acquire assists for their business and many more. All is required is for such business to open an account with them where he/she contributes certain amount on daily basis which can be withdrawn within 48 and 72 hours notice. The notice she said is to allow for reconciliation and withdrawal of sum from bank.
Such customer with Esusu account can approach the company for asset purchase financing which will be determined by the business capability owing to her savings as she said that the 3DC Finance would not want her client to be over burdened with loan facilities that will be detrimental to their business. Also such customer will be entitled to loan with the Esusu account. According to her the account automatically serves as a security for such client while the loan is expected to be paid back within the stipulated time.
Mrs Okoli reiterated that 3DC Finance Limited is here to deliver on that promise. With customer-centricity at the forefront, we make sure to put customers first, and craft personalized financial solutions for their needs. Our story began as an answer to our own problem that we know is your problem too. We were frustrated by the traditional lending industry bureaucracies and how it affects the consumers.
Our Mission is to offer great personal service and the best financial products to our clients while delivering consistent quality experiences with solutions that meet their needs. 3DC Finance Limited is committed to making a positive difference in the financial lives of our clients. We want to be the financial institution that our members choose first, use the most and grow with; throughout their lives.